Repayment Mortgages
A local trusted repayment mortgage expert
Mortgages - Capital & Interest
You pay interest on the loan balance and an amount off the capital you owe. The amount of capital you pay will depend upon the length of the term of mortgage you have taken out.
Richard says:
This option guarantees that your loan will be repaid at the end of the mortgage term, so if you want to play safe, this is the one for you. In these times of falling property prices the fact that your loan will reduce year on year will help to maintain your equity or reduce any negative equity. On the downsides, it seems in the early years that the loan reduces at a snails pace as the bulk of the monthly payments goes in paying the interest. No mortgage protection is built in so a separate policy may be required.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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Mortgage Fees
There will be a fee for mortgage advice of £250.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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