Mortgages

IFA Essex advise on all aspects of mortgage finance including; Purchases, Re-mortgages, Shared Ownership, Shared Equity, Buy to Let, Let to Buy, Offset Mortgages, Fast Track. We offer advice on the different repayment types, Capital and Interest and Interest only together with the repayment vehicles used with an interest only mortgage.

We also advise and explain on the different mortgage schemes, fixed rates, variable rates, base rate trackers, discounted variable rates, capped rates, collared rates, standard variable rates, flexible and offset options.

We offer an advice and recommendation service specifically tailored to YOUR personal circumstances.  Below we have explained the different types of mortgage products and what we personally recommend about them.

Repayment types:

• Capital and Interest aka Repayment
• Interest Only

Scheme types:

• Fixed Types
• Variable Rates
• Tracker
• Capped
• Cashback

The Financial Services Authority does not regulate most Buy to Let Mortgages