Mortgages - Fixed Rate Schemes
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Fixed Rate Schemes
You enter into a deal with the lender where they agree to fix your monthly payments for an agreed period of time.
No matter what happens with interest rates, what you pay each month will not change during the agreed period. Usually, there will be penalties if you look to leave the lender and repay your mortgage during this fixed rate period.
Richard says:
Great if on a budget as you know exactly what your payments will be for the agreed fixed term.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE