ISA - Individual Savings Accounts

An ISA means you are able to invest in stocks and shares or cash and will not have to pay any tax on the income generated.  There are current ISA rules in place regarding investment allowances, we can talk through these when deciding which product to choose.

Different types of ISAs are available and this can be a very competitive market, it’s important to look out for rates which often have conditions attached to them.  These higher rates could only be for a short period of a fixed term, after that the rate could drop to a less favourable level.  It’s certainly best to shop around!