FAQs - Finance Questions

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Common Questions & Answers to Finance Questions

FAQs

Frequently Asked Questions

Where are you based and do I have to meet with you face to face?
IFA Essex are based in Stanford-le-Hope, Essex. Our advisors would be happy to meet with you to discuss your requirements, or alternatively we can conduct meetings over the telephone or even email.

How much will advice cost?
IFA Essex tailor our services to meet each client’s requirements, therefore there is no fixed price list as such. However, your initial consultation is free and of course you are under no obligation to proceed if you so wish. If you do go ahead with what we recommend, then we will detail costs and charges for you. IFA Essex can work for you on a commission or fee-paying basis.

Do you offer a free consultation?
Yes we do. You first initial consultation with us is free. If you do go ahead we will list clearly the likely charges and costs. You are under no obligation to proceed with our recommendations

Is your advice impartial and independent?
IFA Essex will select investments from a wide range of products available in the market. We do not solely work for one insurance company, bank or investment house. This enables us to have your best interests at heart.

Will my financial adviser have the necessary qualifications?
At IFA Essex we have a wealth of knowledge and experience and training is an on-going priority to enable us to provide you with the best possible information. Details of our adviser’s qualifications are available on request.

I’m really not sure if I need advice – what should I do?
Talking to us is free, we will ensure you understand the costs and benefits before you make any kind of commitment. We are happy to answer any questions you may have, no matter how big or small.

Do I have to complete any financial planning questionnaires?
Our adviser will need to complete a detailed Fact Find questionnaire in order for us to be able to offer you the best and most suitable advice for you. This questionnaire will give us an overview of your current circumstances. All of your details will be treated with the strictest of confidence.

Will you be able to review my plans in the future?
IFA Essex will send you regular updates on how your investments are doing. We can also offer our clients a yearly review service.

What happens if I choose to not go ahead with the recommendations?
In most cases we do not charge you if you wish to not act on our advice. If possible, it would be useful to have your feedback as to why you do not go ahead with our recommendations. This helps us to improve on our service in the future.